► Sir,Kindly let me know whether my propery which has been received 3 years before as a gift from my brother through registration process is liable to be attached or not in case of the non repayment of personal loan which has been taken from the digital platform of one of the leading private sector bank?The property is registered as dhanadharam without giving any money and this property has not been pledged to any bank.
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Apr 02, 2026
Dear Client, as per your query, No, your property cannot be attached for your brother's personal loan default. Since the gift was registered 3 years ago and the property was never pledged as collateral, you are the absolute legal owner. A bank can only attach assets belonging to the borrower or a guarantor; because this transfer happened well before any potential recovery action and was legally formalized, the bank has no claim over your personal property for his unsecured debt. I hope this answer is helpful. In case of further queries, please do not hesitate to contact us.
Thank You.
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